Australia is a dream place of study for lots of people. This dream, however, might never see the light of day in the absence of a student visa. The average person looking to undergo a course in an Australian university for less than three months might not need a student visa. However, if the duration of a course will exceed three months, then, a student visa becomes a major requirement.
There are various student visas. So, the exact student visa to be applied for is dependent on the course you are looking to study.
Several factors are considered before international students are given a visa to study in Australia. One factor that is given a lot of consideration is the student’s health insurance plan. When looking to study in Australia as an international student, you will need to get a health insurance plan. If you fail to do this, you might never get admitted to study in Australia.
It is one thing to know that you need a health insurance plan when looking to study in Australia as an international student and another to know what the cheapest health insurance programs for international students in Australia are.
Cheapest Health Insurance for International Students in Australia
Contained in this article are some of the cheapest health insurance for international students in Australia. Let’s find out what they are.
International Student Insurance
This health insurance program was designed for international students, OPT students, and study abroad students. It is very affordable and comprehensive.
With this health insurance program, international students are free to enroll for the time they will be in Australia. That’s not all. This plan can be maintained for many years.
This plan is reputable for taking care of emergency situations. However, it is not limited to just emergency situations. It takes care of regular illnesses and accidents. That’s not all it has to offer. This plan also covers maternity, organized sports, and mental health.
There are lots of amazing things about this health insurance plan. However, one thing that stands out about it is it has a provision for COVID-19. This includes diagnosis, as well as treatment. For this aspect of the insurance to be activated, you must be negative to COVID-19 before purchasing the insurance.
Buying this health insurance plan is a very simple process. You do not need to go to a physical office to buy international student insurance. Purchase can be done online and coverage can begin the same day.
The process of purchasing this health insurance plan for international students can be done in less than five minutes.
Student Health Advantage
The student health advantage is a health insurance program that covers international students, as well as students studying at home. It comes with quite a lot of benefits. With this, you might not have to worry about what your line of action will be when you get ill.
International students in Australia looking to make use of this plan are free to choose from two levels. These levels are standard and platinum. Furthermore, these two levels cover hospitalization, emergency medical evacuation, mental health, etc.
When looking to have in-person medical care with this health insurance plan, you have to make use of a clinic or doctor that is within this health insurance plan’s network.
This health insurance plan provides coverage for international students and study abroad students. It comes with four levels of coverage. They are Elite, Select, Budget, and Smart. Since there are various levels to choose from, every international student can choose the plan that works best for them.
When you make use of this health insurance plan, you can decide to make payments on a monthly or daily basis. Also, you can be certain this health insurance plan will meet the requirement of every school.
When you undergo a virtual telemedicine doctor’s visit and make payment from your pocket, this health insurance plan will reimburse you whatever you spent during this consultation period. With this, you can go through telemedicine consultations before seeing a doctor in person. Additionally, you are free to use any telemedicine provider that you are comfortable with.
When looking to take part in in-person medical care, you have to make use of a clinic or doctor that is under the UnitedHealthcare Network.
To get the best out of this coverage, you will have to submit a claim form that is completely filled together with prescriptions and receipts when dealing with an illness or injury.
Navigator Health Plan
This health plan is very comprehensive and offers health insurance coverage to international students in Australia. However, it is not limited to international students in Australia. It has worldwide coverage and can take care of the health insurance of international students in other parts of the world.
This health insurance program comes with benefits such as wellness/preventive care, mental health coverage, medical evacuation/repatriation, hospitalization, unlimited coverage.
When looking to make use of this plan, you might need to provide some medical records and provide answers to some medical questions.
After looking into your record, this health insurance plan will carry out an evaluation of your medical background. This way, they will come to a conclusion of the conditions to be covered.
What is the Cost of Health Insurance for International Students in Australia?
There are several factors that affect the cost of health insurance for international students in Australia. Due to this, it is impossible to get a fixed cost. Generally, international students in Australia should be ready to part with at least AUD$500 for 12 months when coverage is for singles and $2,600 for 12 months.
Additionally, when the coverage s for a family, it will cost $4,200
What Health Insurance is the Best for International students in Australia?
No health insurance for international students in Australia can be said to be the best.
Basically, every international student in Australia is supposed to discover what works best for them and stick to it.
So the health insurance plan that works for one international student might barely meet the needs of another student.